Bonds Mean Stability

Stocks, while volatile, have delivered the best long-term results.  But "long-term" poses a dilemma, especially if you're retired:  How do you cover your regular expenses?

An answer is relying on the relative stability of bonds to deliver cash when you need it.  Check Capital Management accomplishes this by tailoring a "bond ladder" for individual investors.  This means we buy bonds whose maturities coincide with whatever cash-flow requirements you may have.  For example, if you want $100,000 to cover expenses each year, a bond ladder could be set up with $100,000 in bonds maturing annually.

CCM works with investors to strike a balance between their overall desire for higher returns (via stocks) and their prospective need for the greater stability and income of bonds.  Your growth-versus-stability preferences, and any change in those preferences, will guide us in suggesting how we manage your investments in the years to come.